Only registered representatives of a Mutual Fund Dealer offer mutual funds.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the simplified prospectus before investing.

Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be repeated.

Investors should educate themselves regarding securities, taxation or exchange control legislation, which may affect them personally. This web site is for general information only and is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice. Please consult an appropriate professional regarding your particular circumstances.

This Internet Website does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation.

Talisman Investment Planning is registered for the sale of mutual funds and for the sale of life insurance. Talisman Investment Planning is registered through separate organizations for each purpose and as such, you may be dealing with more than one entity depending on the products purchased. Talisman Investment Planning will provide the name of the entity being represented when insurance business is conducted. The sale of insurance products is not the business of or under the supervision of Sterling Mutuals Inc. and Sterling Mutuals Inc. will not be liable or responsible for such activities.

All non-mutual fund related business conducted by Talisman Investment Planning is not in the capacity of an employee or agent of Sterling Mutuals Inc. Non-mutual fund related business includes, without limitation, advising in or selling any type of insurance product, advising in or selling any type of mortgage service, estate and tax planning or tax return preparation. Accordingly, Sterling Mutuals Inc. is not liable and/or responsible for any non-mutual fund related business conducted by Talisman Investment Planning. Such non-mutual fund related business is the responsibility of Talisman Investment Planning alone.

References in this Internet Website to third party goods or services should not be regarded as an endorsement of these goods or services. By accessing any of the links provided you will be leaving the Talisman Investment Planning site. Talisman Investment Planning is not responsible for the information contained on these websites.

The information contained on this Internet Website is for general information purposes only and is the opinion of the owners and writers. This information is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice. However, please call Talisman Investment Planning to discuss your particular circumstances.

This web site is intended for Canadian residents only and the information contained herein is subject to change without notice. The owner and publisher of this Internet Website are not liable for any inaccuracies in the information provided.